Homeowners Affected by the Washington State Wildfires: Please visit our Homeowner Assistance page for more information.

Homeowners Advantage Program

Your Partner in Achieving Homeownership

The Homeowners Advantage Program offers powerful assistance for eligible buyers including reduced costs, flexible terms, and expanded access. This helps close the affordability gap and opens the door of homeownership to more families. Plus, our team of knowledgeable advisors can help tie in additional help from local programs such as grants, BMR (Below Market Rate) programs, BAAHA (Bay Area Affordable Homeownership Alliance), and more.

Key Features & Benefits

  • Reduced costs
  • More flexible underwriting terms
  • Expanded access
  • Designed to strengthen communities and support responsible, sustainable lending
Get started today

There's a unique story behind your home loan, we're here to write it.

Backed by exceptional capital strength and substantial assets, we're a resilient and resourceful bank whose banking and lending principles reflect that of a community bank. For over a century, it has been our foremost commitment to exceed our clients' expectations every day. If you work with us on your next home loan, you can expect:

We close — and we close on time

Our fast, disciplined execution can deliver quick closing times when you need them.

Tailored
solutions

We are backed by a local credit culture built to find a solution tailor-made for you.

High-trust, relationship-first

Experience designed to help you make informed home financing decisions with expert guidance.

Real people.
Real answers.

Seasoned Senior Lending Advisors who know the nuances of the West Coast markets inside & out.


Start your online application

The fastest way to get started with your mortgage application. Our online application captures all of the information we need to qualify you, make a loan recommendation and deliver an estimate.

Online application


Meet the Lending Advisors

You can rely on our experienced Lending Advisors to provide the guidance and support you need throughout the homebuying process. Connect with a local Lending Advisor.

Lending Advisors