Bank On Certified Basic Checking Account

Mechanics Bank offers a Bank On Certified Basic Checking Account - with no monthly service charge or overdraft fees1 for people who do not have a bank account. By opening a bank account, you take a big step toward financial security. You can keep your money safe, enter the financial mainstream, and start saving for your dreams!

Open an account even if you have had trouble with a prior account

Talk to a banker to learn about your options. For a complete list of branch
locations and phone numbers, please visit www.MechanicsBank.com/Locations.

Open an account even if you are not a U.S. Citizen

We will accept various types of photo identification when you open your account,
such as a Driver’s License, a State-Issued Identification card, or a current 
passport, to name a few. Talk to a local banker for more.

How to get started

STEP 1: At least $25 to open the account, and your current photo ID as noted above

STEP 2: Stop by any of our branches and ask for a Bank On Certified Basic Checking Account

Locate a branch

A free financial education center

Checking accounts are financial tools that offer everyday access to your funds and provide an effective way to track your budget. Find out more about how to choose, open, and use your checking account.