Commercial Center

12 months of transaction history will be available. If you wish retain more history, please download before March 20.

Future dated and/or recurring payments and/or transfers will not carry over to the new Mechanics Bank Commercial Center system. To prepare, we suggest saving this information ahead of the change. Any related history will also need to be downloaded in advance of March 20, 2026 should you wish to retain this information.

You will need to set them up beginning Monday, March 23, 2026, on the new system.

If you use business online bill pay services, all your payee information will transfer over to Commercial Center along with 12 months of history. Once you have access to your account on Monday, March 23, 2026, we recommend that you check your account and bill pay/transfer information to verify it has transferred accurately. Some transferred information may be organized differently on the new platform than in your current bill pay/transfer system. 

There will be a slight delay in the service used to run balance/transaction reports in Commercial Center after the transition. The data needed to run these reports will be available beginning Tuesday, March 24, 2026.

Online alerts will not transfer over to Commercial Center and will be limited to balance alerts on the new system. You will need to set them up beginning Monday, March 23, 2026, on the new system.

The system alerts from Remote Deposit Capture will change. Commercial Center users will be notified when a deposit is rejected and will be sent to pending so you can make a correction prior to submitting. No alerts will be sent for accepted or adjusted deposits.

Thursday, March 19, 2026 at 5pm (PT): Final ACH batches must be released. ACH services via HomeStreet’s system will end.

Prior to March 20, 2026: Download ACH history. This history will not be available via Commercial Center.

Monday, March 23, 2026 (PT): Please be sure to notify the senders of Mechanics Bank’s routing and transit number, which is 121102036, and log in to Commercial Center for ACH items with an effective date of March 23, 2026 or later. 

Your new Commercial Center password/PIN, established the first time you log into the system, will be required when you initiate an ACH transfer and at the approval step.

You should experience minimal changes to your ACH services beyond the above.

After March 23, 2026: The processing deadline for online ACH originations will be 5pm (PT).

Prior to March 20, 2026: Download wire history. This history will not be available via Commercial Center.

For incoming wire transfers dated after Friday, March 20, 2026, please notify the senders of Mechanics Bank’s routing and transit number, which is 121102036. 

March 20, 2026 at 3pm (PT): Wire transfer services via HomeStreet’s system will end.

Your new Commercial Center password/PIN, established the first time you log into the system, will be required when you initiate a wire and at the approval step.

After March 23, 2026: The processing deadline for online wire originations will be 3:30pm (PT). The processing deadline for online FX wire originations will be 1:30pm (PT).

You should experience minimal changes to your wire services beyond the above.

Friday, March 20, 2026 BEFORE 5pm (PT): It's important for you to be aware that on Friday, March 20, Positive Pay customers should review their exceptions via the HomeStreet Business Online Banking system and notify the bank by contacting CDS or call your banker. If there are any exceptions or questions about the items that have been presented. If you don't contact us, we will follow the default rules established for your account over transition weekend.

Please note user access for Positive Pay is changing slightly. If a user has "maintenance" access to an account(s) AND "view-only" access to another account, the "view-only" account will not be added. In this scenario, the user will need to request "maintenance" access to the "view-only" account to see it online. The system only allows users to choose "maintenance" OR "view-only" access. A combination of both is not allowed. (A combination of both is allowed at the user level).

After your initial log-in to Commercial Center, please check the Positive Pay permission settings as the entitlements have likely changed due to system access differences between Commercial Center and HomeStreet's Business Online Banking service.

Prior to March 19, 2026: Download any Quicken or other third-party financial software, including Direct Connect or Web Connect history you wish to retain.

Both services will be available via Commercial Center, however, the bill pay feature will not be allowed.

Prior to March 20, 2026: Download RDC history. This history will not be available via Commercial Center.

The system alerts from RDC will change. Commercial Center users will be notified when a deposit is rejected and will be sent to pending so you can make a correction prior to submitting. No alerts will be sent for accepted or adjusted deposits.

Continue to use your existing scanner: Your scanner driver will update automatically after the transition.

After March 23, 2026: The processing deadline for remote deposit capture will be 6:30pm (PT).

Download the Commercial Center mobile app anytime beginning on Monday, March 23, 2026.

First time login instructions 

Please note, Positive Pay mobile access has been discontinued.

If you receive eStatements (electronic statements) with your current account, you will continue to receive them. If you currently receive paper statements, you will continue to receive them. If you currently receive BOTH electronic and paper statements, you will continue to receive both.

If you are an analyzed client receiving paper analysis statements, these statements will only be available electronically via Commercial Center starting March 23.

If you are a customer who streamlines payables with online Automated Clearing House (ACH) transfers using the ACH network and/or originates wire transfers online, uses Positive Pay and/or have more than 20+ entities , your business account(s) will be transitioned to the new Mechanics Bank Commercial Center Online Banking platform.

Log in to your Commercial Center account at www.mechanicsbank.com beginning on or after Monday, March 23, 2026. You’ll need to know your Company ID to do so.

Yes. You will need your current HomeStreet Company ID and User ID. If your User ID uses any of these special characters, they will need to be removed: `~!#$%^*{}|[]\";'<>?

Your temporary password instructions will be emailed to you the week of March 16th and posted to the HomeStreet Business Online Banking secure portal. If you do not receive it, please call Treasury Management support by calling 800.272.1876. 

Yes, but instead of a soft or hard token, a one-time passcode will be generated each time you log in. The first time you log in to Commercial Center, you will be asked to create a permanent password/PIN. Once entered, the system will generate an automated, one-time passcode that will be sent to your email or via text message to authenticate your User ID. This passcode verification step will be required with every subsequent log-in and will also be required when you initiate a wire or an ACH transfer through Commercial Center and at the approval step. 

Please download the Commercial Center app in your app store. Look for the app with a gray background, gold icon, and the words “Commercial Center.” You will need a software activation key to access mobile banking the first time you enroll. Company administrators will have access to the activation key via Commercial Center.

Please download or print copies of your account statements and any tax documents associated with your www.homestreet.com online banking accounts BEFORE Friday, March 20. Access to your historical statements and tax documents may be limited on Commercial Center when you log in on Monday, March 23, 2026.  

If you use business online bill pay services, all your payee information will transfer over to Commercial Center along with 12 months of history. Once you have access to your account on Monday, March 23, 2026, we recommend that you check your account and bill pay/transfer information to verify it has transferred accurately. Some transferred information may be organized differently on the new platform than in your current bill pay/transfer system. 

Yes. However, there will be a slight delay. The data needed to run these reports will be available on Tuesday, March 24, 2026.

For incoming wire transfers dated after Friday, March 20, 2026, please notify the senders of Mechanics Bank’s routing and transit number, which is 121102036. 

Your new Commercial Center password/PIN, established the first time you log into the system, will be required when you initiate a wire and at the approval step. The same is true for ACH transfers.

No. Please be sure to download any history you wish to retain prior to March 20, 2026.

Yes. However, bill pay via Direct Connect will no longer be available. History will not be captured. Be sure to download any Direct Connect or Web Connect history you wish to retain prior to March 20, 2026.

Yes. ACH Block service users will be set up with ACH Positive Pay, which doesn’t block transactions from posting to the account. Transactions post and then users see exceptions that they can accept or deny if no rule was set to allow the transaction.

The notifications are changing. Users will be notified if a deposit is rejected, not when one is accepted or adjusted.

Any sweeps or automatic transfers established between accounts will transfer over. Please verify this on Monday, March 23, 2026 to ensure there are no interruptions.

Your account history will be accessible via your former HomeStreet IntraFi Depositor Control Panel (DCP) portal via www.depositorcontrol.com/login. Current and future ICS and/or CDAR accounts will be transitioned to the Mechanics Bank IntraFi DCP portal.

If you have access to your loan via the Commercial Real Estate link from the www.homestreet.com website, your access will remain unchanged. You will be able to access this from the Commercial Real Estate link in the online banking section of the mechanicsbank.com website beginning Monday, March 23, 2026. 

Yes. Autobooks will no longer be available. Bill pay, ACH and wire services will no longer be available from business savings accounts. Mobile access to Positive Pay is also being discontinued.

Please talk to your local banker, branch office, or call Treasury Management support at 800.272.1876.