Stay safer online

Your computer is the first line of defense when it comes to preventing online fraud.  


From using strong, unique passwords for each of your accounts to enabling two-factor authentication, these practices add extra layers of security, but more steps are needed.

By following the guidelines below, you can enjoy the convenience of online banking and shopping while keeping your personal and financial information secure. These simple steps require little to no work to maintain once set up and keep you safer online.

Online security tips you can practice, everyday

 We've broken down the top security tips below that can help you stay aware, alert, and safer online.
Click on the plus sign to expand each section below to learn more:

Install anti-virus and anti-spyware security software from a well-known company and keep it up to date. Set it to automatically install updates.

While connected to the Internet, use a firewall to protect your computer from unauthorized access. Set it to block unsolicited requests and update automatically. Research to find the best firewall for your needs.

Regularly updating your software, browsers, and devices helps protect you by ensuring you have the latest security patches, which guard against newly discovered vulnerabilities and threats.  

Using the same password for all your online accounts is like using one key for your house, car, and office. If someone gets hold of that key, they can access everything! To keep your information safe, use unique passwords for each account.

It’s a good idea to review the privacy policy and understand what personal data an app can access before you download. It’s best to purchase or download apps from authorized stores.  

Avoid using unsecured public Wi-Fi on your devices, as it can make you vulnerable. If you must use it, avoid entering sensitive information. Better yet, use a VPN for safer browsing when you’re not at home.

Slow down and look for website addresses starting with “https” for added security, especially when making credit card purchases. If you suspect a link might be harmful, don’t click it. Verify the link with the sender directly.

The more you share on social networking sites, the easier it is for someone to misuse that information. Maximizing your privacy settings can help protect your personal information. Never share your full name, address, or financial information with strangers online. Use usernames that don’t include your real name.  

This may seem tempting to speed up future buying processes, but when you save your information, it is stored on that company's servers, which if compromised can leave you vulnerable.


Laptop & tablet security tips

A minor distraction is all it takes for a laptop to vanish. If it goes missing, all the valuable information stored on it may fall into the hands of an identity thief. Keep these tips in mind when you’re out and about with your laptop:

  • Treat your laptop like cash.
  • Lock your laptop with a security cable.
  • Be on guard in airports and hotels.
  • Consider an alarm for your laptop.
  • Consider carrying your laptop in something less obvious than a laptop case.
  • Don't leave your laptop unattended — even for just a moment.
  • Don't put your laptop on the floor.
  • Don't leave your laptop in the car.
  • Don't keep passwords with your laptop or in its case.

Having your tablet stolen is another security threat. Device theft, including tablets and smartphones,
happens so frequently that in most cases, law enforcement personnel are unable to help recover a stolen device, although there are a few steps you can take to improve the odds that it will be found.Here’s a brief security checklist to keep on hand, in case your tablet is stolen:

  • Write down or save your device’s serial number (found in the Settings menu) in a place other than your tablet to help prove ownership of a stolen tablet.
  • Make sure the GPS function on your device is activated when you start using it and keep it activated at all times.
  • Keep your tablet locked with a password, so a thief can’t gain immediate access to your data.
  • Immediately contact the police if your tablet is stolen. The longer you wait, the harder it will be for law enforcement personnel to track it down.
  • Have remote wiping capabilities set up ahead of time, so you can delete all your personal data from your tablet in the event that you’re unable to recover it quickly.

While every tablet has some security features built into the device, you can strengthen your tablet’s security by using third-party software for additional protection. There are several types of security software for tablets, including apps and programs. These include:

  • Location tracking or device tracking
  • Remote locking and wiping software
  • Anti-virus and anti-malware scanning programs
  • Backup, recovery, and data loss prevention solutions

Report Fraud

If you find any suspicious activity with your Mechanics Bank accounts or suspect fraud, please report it immediately to us first by calling toll free: 800.797.6324. Next, take the proper steps to report with the three major credit reporting agencies and your local law enforcement. 

How to report