Did you know that Mechanics Bank offers a Bank On certified Essential Checking account that includes the beneficial features of our Essential account, with no monthly service charge or overdraft fees1? By opening a bank account, you take a big step toward financial security. You can keep your money safe, enter the financial mainstream, and start saving for your dreams!
Open an account even if you have had trouble with a prior account
Talk to a banker to learn about your options. For a complete list of branch
locations and phone numbers, please visit www.MechanicsBank.com/Locations.
Open an account even if you are not a U.S. Citizen
We will accept various types of photo identification when you open your account,
such as a California Driver’s License, a California Identification card, or a current
passport, to name a few. Talk to a local banker for more.
How to get started
STEP 1: Gather the following
- At least $25 to open the account
- Your current photo ID as noted above
STEP 2: Stop by any of our branches and ask for a Bank On certified Essential Checking account
1) Mechanics Bank will not charge you overdraft or returned item fees on this account. The Bank will decline or return transactions when you do not have enough money in your account to cover the amount of the transaction.
2) Carrier data and message rates may apply.
3) Subject to change at any time without notice
4) Initial order includes one (1) box of Mechanics Bank checks