Business Banking Services

At Mechanics Bank, we love helping businesses thrive.

That’s why we’re proud to offer competitive products and services tailored for your business, geared toward boosting your bottom line.

Our checking accounts give you the benefits you want along with the business solutions you need. For savings, we ensure your money is working as you do, with FDIC-insured solutions that make it easier to grow your money.

Check out everything Mechanics Bank has to offer today.

Electronic devices

Digital Banking

Convenient and secure banking from almost anywhere.

Checking account

Business Checking

Manage day-to-day finances with a checking account that's right for you. 
 

Money bag

Savings Solutions

Interest-earning savings options to help your business grow.

Ready to switch to Mechanics Bank Business Banking?

For more than a century, we’ve helped local California businesses grow and thrive. Whether you’re new, growing, or just looking for the right business bank, we have the products, services, and the experienced bankers to help you reach your unique goals! Let’s get started together today!  

This form is intended for Business Banking referrals only. For customer service and general banking questions, please call our Customer Care team at 800.797.6324 or visit your nearest branch.

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Opening a New Business Account

To open your business account, you’ll need to provide a photo ID for all authorized signers, a Tax ID (EIN Assigned Letter from the IRS), and the correct business documentation for your business entity type. Click on the links below to see what additional documents you may need to provide for business verification.

Fictitious Business Name Statement, filed copy – required if the individual’s surname is not included or the name suggests existence of additional owners, or if the business is a franchise and plans to transact in the franchise name

  • Fictitious Business Name Statement – applicable when operating as a DBA or the business is a franchise and will be transacting in the name of the franchise
  • Amendments to Articles of Incorporation, filed copy – required only if Articles of Incorporation have changed since provided last

  • Fictitious Business Name Statement, filed copy – applicable when operating as a DBA or the business is a franchise and will be transacting in the name of the franchise
  • Articles of Organization (LLC1), filed copy – if applicable
  • Amendment (LLC2), filed copy – if applicable
  • LLC-12 Statement of Information, filed copy

Fictitious Business Name Statement, filed copy – required if any one of the following statements is true:

1) Business entity is using any name other than name of the limited partnership that is on file with CA Secretary of State

2) The business is not registered with CA Secretary of State and all partners’ surnames are not included in business name

3) The business is a franchise and will be transacting in the name of the franchise

Certificate of Limited Partnership (LP-1), filed copy

Partnership Agreement copy must be provided – can be handwritten or typed agreement and signed by all partners

Fictitious Business Name Statement, filed copy – required if:

1) Business entity is using any name other than name of the limited partnership that is on file with CA Secretary of State

2) The business is not registered with CA Secretary of State and all partners’ surnames are not included in business name

3) The business is a franchise and will be transacting in the name of the franchise

  • IRS Letter of Determination, copy – if applicable
  • FTB Letter of Determination, copy – if applicable
  • Fictitious Business Name Statement, filed copy – if applicable
  • Organization By-laws, Authorizing Meeting Minutes, or Articles of Incorporation – if incorporated, available from CA Secretary of State website
  • 3rd Party verification – IRS Letter of Determination will meet this criteria
  • Non-profit or charity documents authorizing the account and signatories – if applicable
  • Churches must provide a Charter Letter from the religious governing body authorizing account and signatories